Retirement Planning
Advisers Worldwide Limited specialises in servicing the financial needs of expatriates, and we would like to offer our expertise to your organisation.
While stationed overseas corporate employees should only receive advice from qualified financial planners. All of our advisers are fully qualified and experienced in servicing the financial needs of expatriates, and offer additional security with comprehensive Professional Indemnity Insurance cover.
Retirement planning is one of the cornerstones of sound financial planning. We have specifically structured retirement plans to help enable you to reach your retirement goals. While planning for your retirement there are a number of products available to help you reach your goal in different ways, depending on what you wish to achieve from any such plan.
To determine the best retirement plan for you there are several steps we must take. The most important factor is when you want to retire as this will determine the length of your pension and how much you should contribute. You should also consider what level of disposable income you want for your retirement to maintain a lifestyle that you enjoy.
The first step is to sit down with an Advisers Worldwide advisor to discuss your current plans and to see if they are sufficient enough for you to reach retirement goals. After deciding upon a suitable retirement strategy your advisor will constantly monitor the performance of your plan to ensure the most appropriate funds have been selected and the required rate of growth is being met. It is imperative that you have a continuous source of advice on your retirement planning, more so if your circumstances change due to marriage or a child as this can change your plans objectives.
For anyone considering pension planning it is always best to act sooner rather than later. With each passing day the potential for growth on your savings is lost, meaning that should you wish to hit your retirement goals in a shorter space of time it is going to cost more disposable income to do so. The longer you have your retirement plan the easier it is to save.
In the UK National Insurance (NI) contributions can be one of the most cost effective pensions in the world, however they are not always suitable for the retirement needs of expatriates. Although we believe it is important you stay on top of your NI contributions it is unlikely to generate a suitable amount of wealth for your retirement. This is why we recommend searching offshore for a pension that can be more flexible to your needs while offering significantly higher growth potential than a state pension - which in years to come may not even be guaranteed.
Advisers Worldwide specialise in assisting expatriates met their retirement needs through a diligent process of sound advice and noticeable returns. For a free consultation to garner some ideas for your retirement planning please don't hesitate to contact us on the details below.
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